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Affinity Programs

Robertson Hall Insurance

Robertson Hall Insurance Logo

Robertson Hall Insurance Inc. (since 1972) serves as sponsoring broker for the Group General Insurance Plan on behalf of CCCC. Robertson Hall has been providing insurance protection to church congregations and a wide variety of charitable organizations for the past thirty-two years and many member organizations will already be familiar with their services.

We invite you to compare the coverages and premium rates offered under this exclusive plan with your existing insurance policies. In order to assist you we have provided a brief summary of coverages and options.

 

The Property Section of the CCCC Group General Insurance Plan provides broad form coverage for buildings, contents and other property owned by your organization for "all risks" of direct physical damage (subject to policy terms and conditions).

The following extensions of coverage are also included automatically at no additional premium:

  1. Replacement Cost Endorsement
  2. No Same-Site Rebuilding Requirement
  3. Agreed Value Clause
  4. Inflation Adjustment Rider
  5. Automatic Coverage - Newly Acquired Property
  6. Off Premises and In-Transit
  7. Personal Effects of Clergy / Employees
  8. Comprehensive Glass Rider
  9. Exterior Property - Signs, Lighting and Detached Structures
  10. Computer Equipment and Software
  11. Valuable Papers and Records
  12. Professional Fees
  13. Accounts Receivable
  14. Extra Expense
  15. Pollutant Cleanup and Removal
  16. Non-Profit Loss of Income
  17. Rental Income
  18. Lock/Key Replacement
  19. Bylaws Endorsement
  20. Sewer Backup, Flood and Earthquake
  21. Comprehensive Equipment Breakdown

Property Options

  • WORLDWIDE PROPERTY FLOATERS
  • PARSONAGES AND PERSONAL PROPERTY
  • CONSTRUCTION COVERAGES
 

The Crime Section of the plan is designed to protect your organization against the loss of money and securities including the following coverage highlights:

  1. Loss of Money, Offerings and Donations
  2. Loss Inside and Outside Premises
  3. Employee and Volunteer Dishonesty
  4. Depositor's Forgery
  5. Money Orders and Counterfeit Currency
  6. Reward Insurance
  7. Computer Theft / Funds Transfer

OPTIONAL COVERAGES:

  • Increased Money and Employee/Volunteer Dishonesty Limits
  • Fidelity Bonding
 

Provides coverage for your organization against legal liability arising out of Bodily Injury, Property Damage, Personal Injury and Advertising Injury.

Examples:

  1. Bodily Injury to a third party for a slip and fall claim during sponsored activities either on or off-premises, including fundraising events, religious services, recreational activities, missions outreaches etc.
  2. Damage to third party property during sponsored activities on-premises and off premises.
  3. Legal Fees and Defense Costs in order to defend the organization for insured losses.

Your CCCC Group General Insurance Plan also automatically includes the following Broad Form Liability Extensions at no additional cost:

  • Full World-Wide Scope of Coverage
  • Employees, Members, Adherents and Volunteers as Additional Insureds
  • Products and Completed Operations
  • Non-Owned Automobiles, Watercraft and Aircraft
  • Incidental Medical Malpractice
  • Mental Anguish and Mental Injury
  • Tenants Legal Liability
  • Libel, Slander and Defamation
  • Discrimination, Harassment and Humiliation
  • Voluntary Medical Payments
  • Employer's Liability and Voluntary Compensation
  • Employee Benefits Liability
  • Sudden and Accidental Pollution
  • Broadcasting, Publishing and Telecasting (incidental)
  • All Insurable Civil Damages
  • Vicarious Liability for Abuse, Including Criminal Defense Costs for Wrongful Accusation and "No-Fault" Counselling For Victims (subject to confirmation of acceptable abuse prevention plan in accordance with our 7-point checklist). See CCCC Bulletin Issue 4, 2002.

LIABILITY OPTIONS

Due to the size, structure or nature of your operations and activities, you may wish to consider the addition of one or several of the following options in order to complete your liability protection:

  • Blanket Counselling Liability
  • Directors and Officers Liability
  • Non-Profit Professional Liability
  • Fiduciary Liability
  • Umbrella and Excess Liability
  • Group Accident Benefits
 
  • Friendly and Professional Insurance Advice
  • 24/7 Claims Service Across Canada
  • Loss Prevention Programs and Services
  • Loss Control Engineering and Inspections
  • Risk Management Resource Material