Pension Plan for CCCC Members


Many employees of Christian ministries find it challenging to set aside enough savings to sustain them and their families in retirement.

The CCCC Registered Pension Plan (the “Plan”) offers the opportunity to provide your employees with retirement income. All Affiliate and Certified Member organizations are eligible to enrol their employees in this defined contribution plan.


There are three main reasons CCCC member organizations choose the CCCC Pension Plan: Professional Oversight, Reduced Fees, and Enhanced Services.

Professional Oversight

The plan receives professional oversight and administrative support by a board of Trustees, CCCC staff, a professional pension consultant (Proteus Performance Management), and Canada Life’s Group Customer division. This professional oversight reduces your workload, enabling you to focus less on managing a group retirement plan and more on fulfilling your organization’s mission.

Reduced Fees

Because of the “buying power” of a large multi-employer plan, plan members benefit from fees significantly lower than what they would pay with a “retail” plan (e.g. RRSP through a financial institution or insurance company). Over time, reduced fees significantly impact the balance of funds available to plan members when they retire.

Enhanced Services

Being part of a professional group plan means that you and your employees will have access to many enhanced services. A few of these services include:

  • Personalized enrollment package to assist you with onboarding new employees
  • 24/7 access to the plan by phone and online for plan members to review their account, make investment choices, or update their information
  • Quarterly newsletter with Plan updates, a market review, and other helpful topics related to preparing for retirement
  • Retirement planning tools and educational programs 


“Emmanuel Bible College participates in the CCCC Pension Plan because the plan provides competitive rates of return, is easy to administer, and we love being part of a larger group of like-minded organizations. We are thankful that we can utilize the services of such a well-respected and trusted organization as the CCCC to provide our employees with the benefit of a pension plan.  It’s the least we can do to say “thank you” to our wonderful staff and faculty for all the dedication and hard work that they bring to the College each and every day.”

Dr. Stephen Roy
President & Dean
Emmanuel Bible College

“Our pastors often comment to me how much they appreciate belonging to a denomination that is committed to help care for their long-term financial planning by providing a robust pension plan. Knowing that this important practical need is being cared for by their denomination allows them, as a pastor, to focus on the work that God has called them to.

As a denominational leader, it is a blessing to have a partner in CCCC who can offer this pension plan for our pastors and employees. We very much appreciate the fully developed pension plan that CCCC offers to our members.

As a user of the pension plan, the online tools that are provided offer investment transparency as well as the opportunity to redirect investments within the portfolio according to each user’s ‘risk’ comfort.

I appreciate the role of CCCC in helping our denomination provide an essential and important service with a robust quality pension plan. I would gladly recommend it to others.”

Todd Lester
Director of Ministry Development & Operations
Be In Christ Church of Canada


To find out more about the Plan:

Download Pension Brochure


Contact CCCC to receive more information and explore the plan further with a CCCC staff member.

We will contact you to discuss the plan, answer any questions you have, and provide information about next steps should you be interested in joining the Plan.  

Alternatively, you may find more information on our website at About The Plan & How to Join

If you are already part of the CCCC Pension Plan, you may find more information as follows:

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